Six books, two working models, both of my contracts, and an interactive guide that builds the documents for you.
Nobody does at the start, and I certainly did not. I made the calls before I felt ready. Confusion is not a sign you are doing it wrong. It is the normal condition of a first deal.
I started with a $100,000 line of credit against my house. You are borrowing against a tenant's credit, not your own — that is the entire point of doing it in this order.
I am not smarter than you and I had no advantage you are missing. I was willing to send the message before I was certain it would work. That is the only real difference.
I'm Jonathan Norton. That's one of my buildings, photographed before the tenant moved in.
I placed roughly $45 million in debt financing in eighteen months for an industrial real estate company, then built an $8.9 million portfolio of my own from a $100,000 line of credit against my house.
If you buy this and something in it is wrong, confusing, or missing — email me and I'll tell you straight, then fix it. That's not a policy, it's just how I'd want to be treated.
The model in full, five real deals with the numbers, how to find a tenant before a building, and the go / no-go test.
The bank conversation, the loan package, the capital stack, seller financing structured in reverse, and what to do when they say no.
Negotiating with a seller, and both contracts annotated clause by clause — what each one does and what to change.
Environmental, the appraisal and how the income approach actually works, plus the 31-item checklist I run.
Quick reference, printable checklists, the deal scorecard, a full glossary, and the terms.
The banks I call, ranked, with why — plus how to build the same list anywhere, and what New York offers that nobody mentions.
One file that carries every document inside it. Five builders that generate a pro forma, a scorecard, an LOI, a purchase agreement and a full NNN lease — as editable Word files for your attorney.
Commercial NNN lease and purchase contract in Word, every blank highlighted, every clause explained, with a state-by-state checklist of what to ask your attorney.
Working Excel models. Fill the gold cells and everything calculates — both loan ceilings, coverage, stabilized value and equity created.
What to actually say to real estate directors, banks, sellers, brokers and your own team — with why each one works.
I would rather have your honest feedback than your silence.
Or skim it. Either is fine.
What was missing, or what you would cut. Two sentences is enough. Brutal is better than polite.
Your deal, your market, your tenant conversation, whatever you are stuck on. No pitch, no upsell, nothing to buy at the end of it.
This is a digital package delivered in full the moment you pay, and every guru offering money back on a download knows it costs them nothing. I would rather not insult you with one.
What I did instead was let you check before you paid. The method, the twenty tips, the deal calculator, four case studies with real numbers — all public and free. If you read that and thought it was worth going further, you already know what you are buying. That is a better test than a refund window.
That you will buy a building. That depends on how many calls you make, whether the right tenant says yes, and whether you walk when the numbers say walk. Anyone who guarantees you a deal is lying to you.
This is the actual method with nothing held back, and it will save you months — possibly years — of learning it the way I did, which was by making the mistakes and paying for them. And every update is free to you, permanently.
I am not your attorney, accountant, financial adviser, or real estate broker. I am a commercial real estate investor and a licensed New York property & casualty insurance producer, and I am selling you a written account of how I do this.
Everything in this package is my opinion and educational material. It is not legal, tax, accounting, financial, investment, brokerage, or insurance advice, and buying it creates no attorney-client, fiduciary, advisory, or agency relationship.
The lease and contract templates are drafting starting points, not legal forms. Real property law varies materially by state. Have a licensed attorney in your jurisdiction review and adapt any document before you sign it, send it, or rely on it.
The calculators and document builders can be wrong. They reflect my assumptions, not your circumstances. Verify every number independently before you act on it.
No outcome is promised. Commercial real estate involves substantial risk, including loss of your capital and personal liability where you sign a guarantee.
This is a digital product delivered in full immediately, so all sales are final. That is exactly why the method, the calculator and my real numbers are published free — so you can judge before you pay.
Your acknowledgement, name, email and timestamp are recorded. Payment is handled securely by Stripe.